Results-vary disclosure requirement
Past-performance or return figures generally need a nearby "results vary" or risk statement, not just a disclosure tag.
Give financial content the scrutiny investors expect.
Investment returns, lending, and crypto content carry disclosure duties. PinkSpider checks risk language pre-publish.
SEC · past-performance disclosureFTC · guaranteed-return claimsFTC · material-connection disclosure
Why review gets harder here
What makes finance & fintech content different.
Financial content sits between advertising rules and finance-specific disclosure rules; even a casual trading-app script can need a risk line.
- Personal results ("I'm up huge this year") are easy to state as if they're typical
Content signals
What reviewers check for in finance & fintech content.
- Specific return figures presented without a risk or "results vary" statement
- Guaranteed-outcome or "can't lose" language
Example knowledge rulesRule 1 Rule 2 Rule 3
Rule types reviewers apply to finance & fintech content.
These examples show the pattern a reviewer is trained to look for, not a finished or legal rulebook. Most teams layer their own brand and category guidance on top.
Guaranteed-outcome restriction
"Can't lose" or guaranteed-return language is treated as a red flag on financial content, regardless of how casually it's phrased.
Material-connection disclosure placement
A sponsorship or affiliate relationship needs a disclosure placed where a viewer sees it before engaging, not buried at the end.
A submitted example
See a finance & fintech flag in context.
Here's an example of one piece of content moving through review: what the reviewer saw, what they flagged, and why, so you can see the process rather than a legal ruling.
Instagram caption · sponsored postCaption · written
not to flex but I'm up huge on this trading app this year 📈 honestly you really can't lose if you just follow my strategy, link in bio!
!“you really can't lose if you just follow my strategy”, Guaranteed-return language paired with a personal result and no risk disclosure
Suggested revision
#ad not to flex but I've had some good months trading this year 📈 markets carry real risk though, past results don't guarantee the next, link in bio!
Where to start
Where finance & fintech teams often start.
Influencer Review
Verifies risk and results-vary language against a script or caption before a return claim ever airs.
Learn moreAffiliate Monitoring
Tracks affiliate links and reposts that drop the original disclosure as finance content keeps circulating.
Learn moreInsights & Analytics
Surfaces which risk-disclosure or guarantee-language issues recur across campaigns and creators, so guidance can target the pattern.
Learn moreAcademy
Turns a recurring risk-disclosure flag into a short lesson creators apply to their next post.
Learn moreCommon questions
What finance & fintech teams ask before they start.
No. PinkSpider organizes evidence and surfaces claim issues. Reviewers make the final call.
Yes. Reviewers can check submitted content for disclosure language alongside claim and risk-statement considerations.
Keep reading
Related resources.
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